Our financial calculators are designed as educational tools to help you estimate answers to common financial questions. They are not intended to predict future returns or results. Simply click on one of the general financial topics below and you'll find a selection of easy-to-use calculators about related financial topics.

These calculators are hypothetical examples used for illustrative purposes and do not represent the performance of any investment or product. Rates of return will vary over time, particularly for long-term investments. Investments offering the potential for higher rates of return also involve a higher degree of risk of loss. Actual results will vary.

Annuity Tax Advantages

What are the tax advantages of a fixed deferred annuity?

Savings in Retirement

How long will my savings last in retirement?

Retirement Savings 

Are you saving enough for retirement?

Funeral Costs and Final Expenses

Understanding how much the average funeral costs.

Living Expenses

How much am I spending?

Savings Goals

How much should I save to reach my financial goal?


Julia Catuara is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #0M72607), DC, DE, FL, GA, IA, IL, KS, KY, MD, MI, OK, PA, SC, TN, TX, and VA. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Julia Catuara is licensed and authorized to offer insurance in California, but CATUARA & BELL, INC. may not be. For additional information on California licensure status, please click here.

Julia Catuara is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 5850 Waterloo Rd Ste 140, Columbia, MD, 21045, 410-480-7162. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, DC, DE, GA, MD, NJ, OK, PA, TX, UT, VA, and WA. No offers may be made or accepted from any resident outside the specific states referenced.

Julia Catuara is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, DC, DE, GA, MD, NJ, OK, PA, UT, VA, and WA. As such, these services are strictly intended for individuals residing in the states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

CATUARA & BELL, INC. is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither CATUARA & BELL, INC. nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​